When people learn the premise behind the FIRE movement (financial independence, retire early), many wonder how to invest differently to create the passive income needed to cover their living expenses for an extended retirement. Learn several investment strategies ideal for people pursuing FIRE.
Even once you retire, you must manage your retirement savings to ensure you have enough money to last the rest of your life, and deal with taxes along the way. Learn the pros and cons of a qualified longevity annuity contract (QLAC) as one option for ensuring you have a stable income in retirement.
If you’re ready to roll over assets from a former employer’s 401(k) plan, you stand to extract serious value from the transaction — upward of $1,000, $2,000, even $3,000 for sizable accounts. Here are the best IRA rollover promotions available to U.S. investors right now.
The growing number of self-employed freelancers and entrepreneurs in the U.S. face unique retirement challenges. Here are six retirement challenges that self-employed Americans face, along with tips for mitigating them and getting back on track for retirement as a freelancer or small-business owner.
The almighty dollar can cause us more stress than work, family, and even our health, often because we spend too much and save too little — or nothing at all. Learn why you should maintain three types of savings — emergency, retirement, and personal savings — and how much you should save for each.
The 20th-century retirement model allowed many Americans to rely on their employers and Social Security to pay for their retirement. But times have changed. Today, you have many retirement account options with rules and contribution limits that change regularly. Here’s what you need to know.
How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
Balancing your investments between stocks and bonds helps you manage risk as you near retirement. Target-date mutual funds automatically rebalance your portfolio toward less volatile investments as you approach your target retirement age. Read on to find out if target-date funds are right for you.
Many investors entrust the management of their retirement portfolios to the experts by buying into funds. Vanguard operates some of the most popular low-cost index funds, ETFs, bond funds, and mutual funds available. Here are some of the best Vanguard funds to consider for investing for retirement.
If you like physical real estate as an asset class, how can you invest in it using a tax-sheltered retirement account? Enter the self-directed IRA. But beware: Self-directed IRAs come with a slew of special rules and limitations. Learn how to use a self-directed IRA to invest in real estate.
Americans are increasingly responsible for planning their own retirements as pensions gradually go extinct. Thankfully, you have more resources than ever to help you plan for and secure a comfortable or even a wealthy retirement. Here are the best investments to consider for retirement planning.
The “financial independence, retire early” (FIRE) movement has many adherents. But there’s a big difference between having enough money to live in a van down by the river and enough money to live the rest of your life in style. Find out the differences between two approaches: lean FIRE and fat FIRE.